Wednesday, April 15, 2009

I want more! I want savings!

Okay everyone, I can't seem to get enough coupons for the things that I normally buy. What's a frugal minded mom to do? Listen up sisters, you can get 20 copies of that Loss Leader. Combining the manufactured coupon and in store coupon can save you up to 60% or more. So how do you get 20 copies of one item. The coupon master is the answer. Here's what you do. Go online, decide which coupons you would normally use. Order them, sit and wait. In a couple of days your package of already cut coupons is in your hand. Yes, no slaving over the scissors. These coupons are not printed, they are the coupons from the newspaper inserts. Check the sales and save! save! save! Don't ever pay retail again. The shipping cost of ordering online can be reduced if you pair up with other sisters.

Fresh or free only at HEB. The policy is if you find an item that is expired, you will receive the exact same item for free. You will need to bring it to the cashier and talk to them about this. Some employees may give you a hard time, or they may not know anything about it. Ask for the manager. You as a customer are working for them in helping to keep all the inventory fresh and that's why you get it free.

Summer heat with a summer bill. Lite up is up to 15% discount off your light bill from May through September. Google lite up discount for income guidelines. You will need to apply to receive this discount. Contact 211 for information. If you qualify you may need to re-apply every year. Some energy companies even offer an energy conservation program by installing energy efficient light bulbs, caulking around your windows, looking at you door jams all for free. Your electric provider will have a list of contractors.
You may also receive a discount phone line as long as you opt out of any special calling features. Call your phone company.

Many resources are available for free and are posted at the clinic on Foothills Farms Loop aka WIC office,or MAP program. These programs offer from working with finance classes to where to get free income tax service. There is also a first come free clinic on Tuesdays and Thursday, donation of $5. Look in the Chronicle or online. On certain days you may obtain free legal advice at alternating locations. Ask 211.

Walgreens is offering free health care through their clinics. The nearest Walgreen's clinic is in the Houston area. So if a family member has become unemployed or laid off, your whole family will be able to receive medical care at no cost until you find a job. Yes the prescriptions will need to be filled at Walgreen's. PS Discount card can help with a cash pay, no insurance account. Do not sign up for the Walgreen's discount card because there is a fee involved.

Now a little about this up coming food storage class. Sugar shelf life and other baking necessities. I plan on covering different types of sugar with taste tests. Basic items to get you by. How to make baking powder, evaporated milk, "homemade maple syrup." How to freeze eggs, milk, cream. What not to freeze and why. How long is too long on the spices and more. I will be teaching class at 10 am and 2pm. I am hoping to offer online classes to anyone who can not attend on a Saturday in the future.

How financially sound are you? Dave Ramsey is offering a free 30 day trial. You will have access to the snowball technique and how everything works. Most people find finances very personal and feel very uncomfortable about talking to anyone other than their spouse and this is completely understandable. Just remember we are striving to become better everyday and without mistakes learning does not take place. Just be sure to cancel within 30 days and you will have a start on how to begin to snowball THE DEBT BONDAGE down.